What's everyone's preference? (1)Inborn, only some people have it? (2)Anyone can try, you just need to learn how? (3)It's from the gods and they'll dispense it where and when they want to?

I tend to waffle between 1 & 2. I mean, anyone can play music if they try hard enough, but there's going to be such a large range in resulting ability that #1 might as well be said to be true.